PAYMENT POLICY

Effective Date: February 24, 2025

At NARICHILLNIE, we prioritize secure and convenient payment methods to ensure a smooth purchasing experience for our customers. This Payment Policy outlines accepted payment options, security measures, and important terms related to transactions.

1. ACCEPTED PAYMENT METHODS

We offer multiple secure payment options for your convenience, including:

1.1. Credit & Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

1.2. Online Payment Gateways

  • PayPal
  • Apple Pay
  • Google Pay

1.3. Bank Transfers

  • Direct bank transfers are available for high-value purchases.
  • Bank details will be provided upon request.

1.4. Cryptocurrency Payments

  • We accept Bitcoin (BTC) and Ethereum (ETH) for select orders.
  • Cryptocurrency payments are final and non-refundable due to market volatility.

2. PAYMENT SECURITY & FRAUD PROTECTION

We implement industry-leading security measures to protect your transactions:

  • SSL Encryption: Ensures all payment information is transmitted securely.
  • 3D Secure Authentication: Extra layer of security for credit card transactions.
  • Fraud Prevention System: All orders are screened to detect and prevent fraudulent activities.
  • Verification for High-Value Orders: For security purposes, we may request additional verification (e.g., government-issued ID, billing confirmation) for purchases exceeding $10,000.

3. PAYMENT PROCESSING TIME

  • Credit/debit card and PayPal transactions are processed instantly.
  • Bank transfers may take 1-3 business days to clear.
  • Cryptocurrency payments require network confirmations before processing.

4. TAXES & ADDITIONAL FEES

  • Domestic Orders (USA): Applicable sales tax will be calculated at checkout based on your state.
  • International Orders: Import duties, VAT, or other local taxes are the customer’s responsibility and must be paid upon delivery if required by customs regulations.

5. ORDER CONFIRMATION & INVOICING

  • Upon successful payment, you will receive an order confirmation email with details of your purchase.
  • A digital invoice will be provided for your records.

6. PAYMENT ISSUES & DECLINED TRANSACTIONS

If your payment is declined, please check the following:

  • Ensure your billing details match your bank’s records.
  • Check with your bank or card issuer for any restrictions.
  • If using PayPal or a digital wallet, verify your account settings.

For assistance, contact our customer support team.

7. REFUNDS & CHARGEBACKS

  • Refunds are processed according to our Return Policy.
  • Chargebacks filed without a valid reason may result in a suspension of future purchases.
  • If there is an issue with your transaction, please contact us first before initiating a dispute.

8. CONTACT US

For any payment-related inquiries, please reach out to us:

📞 Hotline: (360) 837-8216
📧 Email: info@narichillnie.com
📍 Address: 31667 Scappoose Vernonia Hwy, Scappoose, Oregon

By making a purchase with NARICHILLNIE, you acknowledge and agree to this Payment Policy.